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SOFI

SoFi Technologies Inc Price

SOFI
$18.30
+$0.16(+0.88%)

*Data last updated: 2026-04-15 14:16 (UTC+8)

As of 2026-04-15 14:16, SoFi Technologies Inc (SOFI) is priced at $18.30, with a total market cap of $22.83B, a P/E ratio of 62.55, and a dividend yield of 0.00%. Today, the stock price fluctuated between $18.03 and $18.61. The current price is 1.49% above the day's low and 1.66% below the day's high, with a trading volume of 56.29M. Over the past 52 weeks, SOFI has traded between $14.93 to $18.61, and the current price is -1.66% away from the 52-week high.

SOFI Key Stats

Yesterday's Close$17.05
Market Cap$22.83B
Volume56.29M
P/E Ratio62.55
Dividend Yield (TTM)0.00%
Diluted EPS (TTM)0.39
Net Income (FY)$481.32M
Revenue (FY)$4.76B
Earnings Date2026-04-29
EPS Estimate0.12
Revenue Estimate$1.04B
Shares Outstanding1.33B
Beta (1Y)2.251

About SOFI

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.
SectorFinancial Services
IndustryFinancial - Credit Services
CEOAnthony J. Noto
HeadquartersSan Francisco,CA,US
Official Websitehttps://www.sofi.com
Employees (FY)6.10K
Average Revenue (1Y)$781.90K
Net Income per Employee$78.90K

Learn More about SoFi Technologies Inc (SOFI)

Gate Learn Articles

SOFI Stock Price Forecast: What’s the Outlook for 2025?

Receive clear, concise analysis of SOFI stock price forecasts through the latest news and research, covering key growth drivers, analyst price targets, and investment disclaimers. This guide provides investors new to SOFI with information to assist in identifying potential investment opportunities.

2025-08-14

Breaking the Banking Barrier — SoFi Technologies, Inc. Makes Cryptocurrency Trading Available to Bank Customers for the First Time

SoFi, a U.S. nationally chartered bank, has introduced "SoFi Crypto," allowing clients to buy and sell Bitcoin, Ethereum, and Solana directly through its banking app. This marks a new era of integration between traditional banking and blockchain technology.

2025-11-13

SoFi Stock Surges 32% in Three Months: Capitalizing on the Digital Refinancing Boom

In March 2025, SoFi's stock price soared by 32%. What are the growth drivers behind this? This article interprets the opportunities for digital refinancing, the expansion of platform ecosystems, and the latest financial data, providing layout ideas for novice investors.

2025-06-19

Blogs

Banking on Blockchain: SoFiUSD Launches on Ethereum—How Regulated Stablecoins Are Transforming Cross-Border Payments and Market Dynamics

SoFi Bank has launched SoFiUSD on Ethereum, becoming the first federally insured bank in the United States to issue a stablecoin on a public blockchain. This article examines its partnership with Mastercard, the potential impact on the USDT/USDC landscape, and emerging industry trends.

2026-03-10

SoFi Partners with Mastercard: SoFiUSD Integrated into Global Payment and Settlement Network

SoFi and Mastercard Expand Partnership, Integrating Compliant Stablecoin SoFiUSD for Global Payment Network Settlement This article provides an in-depth analysis of the event’s background, on-chain data, industry impact, and possible future developments.

2026-03-04

SoFi Opens Solana On-Chain Deposits: A Historic Convergence of Banking and Public Blockchain

SoFi Bank Announces Support for Direct Deposits on the Solana Network, Becoming the First Nationwide Bank to Integrate a Public Blockchain On-Chain. This article provides an in-depth analysis of the structural impact of this move on the banking industry, the Solana ecosystem, and regulatory compliance processes.

2026-02-28

SoFi Technologies Inc (SOFI) FAQ

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SoFi Technologies Inc (SOFI) is currently trading at $18.30, with a 24h change of +0.88%. The 52-week trading range is $14.93–$18.61.

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Risk Warning

The stock market involves a high level of risk and price volatility. The value of your investment may increase or decrease, and you may not recover the full amount invested. Past performance is not a reliable indicator of future results. Before making any investment decisions, you should carefully assess your investment experience, financial situation, investment objectives, and risk tolerance, and conduct your own research. Where appropriate, consult an independent financial adviser.

Disclaimer

The content on this page is provided for informational purposes only and does not constitute investment advice, financial advice, or trading recommendations. Gate shall not be held liable for any loss or damage resulting from such financial decisions. Further, take note that Gate may not be able to provide full service in certain markets and jurisdictions, including but not limited to the United States of America, Canada, Iran, and Cuba. For more information on Restricted Locations, please refer to the User Agreement.

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SoFi Technologies Inc (SOFI) Latest News

2026-04-01 06:06

Musk denies SpaceX IPO excludes Robinhood and SoFi; retail investors still have opportunities

Gate News reports that Elon Musk recently denied the rumors that SpaceX’s upcoming IPO would exclude Robinhood Markets (HOOD) and SoFi Technologies (SOFI). Previously, Reuters reported that Morgan Stanley’s E*Trade might take the lead in selling SpaceX shares to retail investors in the United States, while Robinhood and SoFi could be unable to participate—raising concerns among retail investors. Musk clarified that these rumors are false, and retail-friendly platforms have not been excluded from the IPO. Currently, SpaceX plans to reserve about 30% of the IPO for retail investors, far above the usual 5%-10%. The IPO is expected to raise up to $75 billion, with a valuation approaching $1.75 trillion. This means young investors still have the opportunity to participate through platforms like Robinhood. As of February 2026, Robinhood reported 27.4 million paid users and total assets of $314 billion. Its user base’s average age is around 35, which closely overlaps with the fan base of Tesla and SpaceX. Therefore, Robinhood plays a key role in this IPO. SOFI is also actively seeking participation opportunities and is competing with E*Trade and Fidelity for retail allocations. Following Reuters’ initial report, Robinhood’s stock, HOOD, briefly fell about 2%. Musk’s clarification indicates that SpaceX’s IPO plan remains on schedule, with a listing expected in June 2026, but whether Robinhood can secure an official distribution channel role has not yet been finalized. Analysts believe Musk’s statement stabilizes market expectations and also reassures retail investors about participating in what could be the largest IPO in history. If the IPO proceeds smoothly, Robinhood and SoFi may become important channels for retail investors to access SpaceX investments, while simultaneously further strengthening young investors’ participation in IPOs of high-growth technology companies.

2026-03-31 00:21

Hindenburg is shorting the U.S. crypto-friendly bank SoFi, accusing it of allegedly inflating profits by $1 billion.

Gate News reports that on March 31, the short-selling firm Muddy Waters released its latest report, announcing that it has established a short position in SoFi Technologies, Inc. (SOFI), the United States' first nationwide chartered bank supporting Bitcoin and cryptocurrency trading. The report accuses SOFI’s management of allegedly recording $312 million in loans from JPMorgan Chase as “loan sales,” thereby artificially inflating reported profits to secure management bonuses, while shareholders would bear approximately 15% in annual dilution. Muddy Waters points out that UCC filing documents from Utah show that JPMorgan Chase was the “senior lender” in the relevant transactions, not the asset buyer, which contradicts SOFI’s accounting treatment. The report believes that SOFI will ultimately have to restate the $312 million transaction, which could lead to a restatement of about $1 billion in previously reported EBITDA, and its actual capital adequacy ratio will be significantly reduced. Additionally, the report accuses SOFI of using a “secured loan” program to support its unrealistic fair-value markings on personal loans, in order to maintain its financial narrative.

2026-03-07 00:06

BitGo provides stablecoin infrastructure services for SoFiUSD and supports institutional distribution.

Gate News Report, March 7 — BitGo announced that its subsidiary, BitGo Bank & Trust, has been selected to provide infrastructure services for SoFiUSD stablecoin and support its distribution. SoFiUSD, issued by SoFi Bank, is the first U.S. nationally chartered and insured depository bank to issue a dollar stablecoin on a public, permissionless blockchain. BitGo will provide technology and operational infrastructure for SoFiUSD through its "Stablecoin-as-a-Service" platform, as well as institutional access and application support.

2026-03-03 12:11

SoFi and Mastercard collaborate to support the settlement of SoFiUSD stablecoin on the global payment network

BlockBeats news, March 3 — SoFi, the first nationwide licensed bank in the United States offering Bitcoin and cryptocurrency trading, announced plans to provide SoFiUSD as a settlement currency through Mastercard's global payment network. SoFi's technology platform Galileo is expected to be among the first to offer SoFiUSD settlement transaction options for its payment card customers and their issuing banks. Mastercard and SoFi also stated that they will explore more interoperability applications across stablecoins, fiat currencies, and tokenized assets, including programmable treasury applications and new payment and fund flow scenarios, subject to regulatory considerations.

2026-02-28 01:02

American crypto chartered bank SoFi now supports deposit functionality on the Solana network

BlockBeats News: On February 28, the first nationwide licensed bank in the United States to offer Bitcoin and cryptocurrency trading, SoFi, now supports Solana network deposits. Customers can make deposits directly through their banking app.

Hot Posts About SoFi Technologies Inc (SOFI)

MarsBitNews

MarsBitNews

10 hours ago
Author: Caleb Shack Translation: Jiahui, ChainCatcher Every successful neobank follows the same initial path: identify areas where traditional banks charge excessive fees or provide poor service, use that as a foothold, and then expand into broader banking services. SoFi found that for promising borrowers, FICO credit scores are a poor way to price student debt. Instead, they underwrite based on income trajectories and disposable cash flow, and the data they accumulate gradually becomes a true moat. When most banks charge a 3% fee on each overseas card transaction, Monzo, Revolut, and Starling started by offering zero foreign exchange fees. In the Brazilian market, where traditional banks impose punitive interest rates and millions are excluded from formal financial systems, Nubank gained market share with its no-annual-fee credit card. This approach is always consistent: find a foothold, capture a vertical niche, then expand into comprehensive services. Today, thanks to stablecoins, offering checking and savings accounts has become unprecedentedly simple. Infrastructure has become largely commoditized. This has led to a wave of stablecoin-based neobank startups, but most lack differentiation. The "frictionless" features that make it easy for them to launch also allow the next wave of competitors to enter easily. At the deposit level, there are no real moats. The reason the first-generation fintech companies succeeded so greatly was because they built differentiated products on top of the just-commoditized distribution layer (the internet). This gave them an advantage over existing traditional banks. When commoditization occurs, it paves the way for bundling to create new products. The convenience of opening deposit accounts won't spawn a thousand new independent neobanks; instead, neobanks become an embedded feature, integrated into platforms that already hold more valuable assets: sources of income. If you're a creator earning money on YouTube or Twitch, your relationship with those platforms is deeper and data-rich compared to your relationship with Chase Bank. The platform understands your cash flow in real time. It knows your growth trajectory. It masters algorithms. It can provide credit underwriting in ways traditional banks never could. The same logic applies to gig economy platforms like Uber and Lyft, social commerce platforms like Whop and TikTok, and modern payroll providers like Deel and Gusto. Bundling creator income with financial products is straightforward. Payments to creators and gig workers, total GMV of market transactions, and wages paid to employees—all these values flow out of the platform via ACH transfers, losing value along the way. For example, YouTube alone has paid creators over $100 billion since 2021 and launched stablecoin payments in December. Whop has generated over $4 billion in GMV and has begun vertical expansion into crypto-friendly financial services. With just a few lines of code, platforms can now earn transfer fees and short-term Treasury yields during payments, making bundling these services within the platform a natural choice, ultimately enabling them to offer loans based on their understanding of users. These companies don't need to be true banks in a regulatory sense. They only need to provide banking-as-a-service (BaaS), including accounts, debit cards, and loans, driven by the platform data they've already accumulated. The entry point is no longer product tricks or pricing arbitrage; it’s the revenue relationship itself. YouTube will become the next neobank. Not because YouTube will apply for a banking license, but because money comes from somewhere, and financial services should be where the money is.
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MarketMaestro

MarketMaestro

04-14 11:21
$SOFI It retested the blue FVG again. It bounced from the green zone. nice!
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MeNews

MeNews

04-14 05:19
ME News Report, April 2 (UTC+8), SoFi launches a large enterprise banking platform for businesses, integrating fiat accounts and crypto asset management into a single regulated system. The platform is supported by SoFi's nationwide licensed bank operations, enabling corporate deposits, 24/7 payment settlement and liquidity management, covering fiat currency, SoFiUSD stablecoin, and select cryptocurrencies, and offering functions such as SoFiUSD minting and burning. Companies can manage traditional and on-chain funds through a unified interface and connect to payment infrastructure via API. (Source: Foresight News)
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