Gate Card Cashback FAQ ｜ Gate

1. What cashback benefits does Gate Card offer?

For Gate Card, the cashback rate varies by card tier. Details are as follows:

• Points redemption is capped monthly, but this does not limit the actual number of points users can earn. Users can continue accumulating points, but each month only a limited amount can be redeemed for cashback.

2. How do I upgrade my card tier?

Your card tier, along with the corresponding cashback rate and monthly cashback limit, is determined by your Gate VIP level or your card spending for the month—whichever offers the higher benefit.
Effective date for new tier benefits: The next calendar month, and valid for the entire month.

3. How can I earn Gate Card points?

Gate Card awards points based on card tier, with different earning rates:

• Regular points:

  • T0: Earn 1 point for every 1 USD spent (1.00% cashback)
  • T1: Earn 1 point for every 1 USD spent (1.00% cashback)
  • T2: Earn 2 points for every 1 USD spent (2.00% cashback)
  • T3: Earn 3 points for every 1 USD spent (3.00% cashback)
  • T4: Earn 5 points for every 1 USD spent (5.00% cashback)

• Points cap: Regular points are capped at 50,000 points (500 USDT).

4. What is the points redemption rate?

• 100 points = 1 USDT (fixed rate).
• Example: Spend 100 USD to earn 100 points, which can be redeemed for 1 USDT.

5. Which transactions do NOT earn points?

• Fiat payments (such as direct debits from fiat accounts)
• Fees, management charges, deposits, withdrawals, and other non-purchase transactions
• Orders that are reversed or refunded
• Specific merchant categories:
  • Financial institutions: Products, services, and bond repayments
  • Non-financial institutions: Purchasing/recharging stored value cards
  • Non-financial institutions: Foreign currency, non-fiat orders, money orders, account funds, traveler’s checks, and bond repayments
  • Remittances

6. Do points expire?

Points never expire. They are valid permanently and can be redeemed at any time.

7. What is the minimum number of points required for redemption?

• Manual redemption: At least 50 points (0.5 USDT)

8. Is there a monthly cap on points?

Gate Card sets different monthly points caps based on card tier:

• T0: 500 points
• T1: 5,000 points
• T2: 10,000 points
• T3: 15,000 points
• T4: 25,000 points

9. Which cryptocurrencies can points be redeemed for?

Currently, USDT, BTC, ETH, and GT are supported. More cryptocurrencies will be available in the future.

Disclaimer

The content provided herein is for reference and educational purposes only and does not constitute any financial, investment, trading, or legal advice, nor does it constitute an offer or solicitation to buy or sell any digital assets. Gate makes no express or implied representations or warranties regarding the accuracy, completeness, or timeliness of the information contained herein. Product features, interfaces, rules, and fee structures may be updated or adjusted at any time. Please refer to the latest announcements and the actual information displayed on the Gate platform for the most accurate details.
Digital asset investments involve significant risk, and prices may fluctuate substantially. You may lose the entire amount of your investment. Please make decisions cautiously based on your own financial situation and risk tolerance after fully understanding the associated risks. If necessary, you are advised to consult an independent professional financial or legal advisor.
For more information about potential risks, please refer to Gate's Risk Disclosure and User Agreement.