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Zhejiang City and Rural Banks Cut Deposit Rates by 5BP on July 22; Expert Rules Out Full Rate-Cut Cycle

2026-07-23 12:35:01

According to Jin10, Zhejiang's local rate-setting mechanism issued a notice on July 22 instructing city commercial banks and rural commercial banks to cut deposit rate ceilings by 5 basis points across two-year, three-year, and five-year tenors. The adjustment took effect on July 22. Dong Xmiao, chief economist at Zanglian, clarified that this is a regional self-disciplinary measure affecting only institutions within Zhejiang and does not signal a nationwide rate-cut cycle, as major state-owned banks and national stock-holding banks are unaffected.

Disclaimer: The information on this page may come from third-party sources and is for reference only. It does not represent the views or opinions of Gate and does not constitute any financial, investment, or legal advice. Virtual asset trading involves high risk. Please do not rely solely on the information on this page when making decisions. For details, see the Disclaimer.

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