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Vanguard: U.S. 401(k) Hardship Withdrawals Hit Record 6% in 2025, Up From 5%

2026-06-16 17:07:14

According to Vanguard Group's annual report released in 2025, hardship withdrawals among the 5 million participants in its managed 401(k) plans reached a record 6%, up from 5% the previous year. About two-thirds of the withdrawn funds were used to avoid home foreclosure or eviction (36%) or to cover medical expenses (31%).

Disclaimer: The information on this page may come from third-party sources and is for reference only. It does not represent the views or opinions of Gate and does not constitute any financial, investment, or legal advice. Virtual asset trading involves high risk. Please do not rely solely on the information on this page when making decisions. For details, see the Disclaimer.

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