Congress Proposes CBDC Ban Through 2030 in Housing Bill Negotiations

According to H.R. 6644, U.S. Congress has re-entered negotiations to propose a retail central bank digital currency (CBDC) ban through 2030, inserting the provision into housing bill discussions. The proposed legislation would restrict the Federal Reserve from issuing a retail CBDC—a digital dollar available directly to the public—keeping the digital money debate active alongside growing stablecoin adoption in crypto markets.
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