Fermsy

you buy a $500,000 house, borrow $400,000 and pay it off over 30 years
the bank lending the money will make ~$500,000 in interest from money it created out of thin air
meaning 5-10 years of your career were dedicated to paying interest
🤯
this is why financial institutions love real estate investors

life of a millennial
- born at the age of no internet
- 9/11 at the age of school
- great recession at the age of college
- student debt crisis at the age of employment
- housing bubble burst before the age of homeownership
- COVID at the age of mid-career
- climate collapse before the age of retirement
- maybe die still paying off loans

i realized in my 30s that i don’t want to work until i’m 65, and i’m done chasing a title just so i can look successful to people who don’t matter. i want to make the most money i can, work the fewest hours possible, and spend the rest of my life being present with my wife, my kids, and the people i love. i want more family dinners, more trips, more good food, more memories, and more freedom to do what i want, when i want, without building a life where my best years get traded for a paycheck.

2004: don't talk to strangers on the internet, it's dangerous.
2024: Your entire financial life, medical history, political views, sleep schedule, location, and emotional state are stored on servers owned by 4 companies run by 4 men.
and you agreed to the terms of service.

my home is paid off.
my wife & i allegedly own it FREE & CLEAR.
but today we got a bill for property taxes.
if we don't pay it, ARMED MEN will come & take it from us & then cage me until i pay them MY MONEY.
so do i own it?
am i really free?
i already pay 35% income tax + easily another 15% taxes in:
-sales.
-gas & fuel.
-capital gains.
-plethora of other taxes.
TAXATION IS THEFT.
property tax shouldn't exist.

me on my way to work because i'm not smart enough to scam people, too shy to dance on Tiktok, too old for a sugar daddy and too stupid for crypto

this is literally just one of countless unethical ways money is made online.
this video shows a poker bot farm.
multiple bots sit at the same table and share their cards in real time.
because they know each other’s cards, they never bluff or trap each other.
they only bet aggressively when the human is statistically behind, and fold otherwise.
a single bot farm like this can make more than the house!!

nobody told me this when i started working a 9-5:
- you get home, cook dinner, and don't feel like doing anything else for the rest of the day. then it's right back to work before you know it.
- you used to play guitar. you used to read books. you used to work out. they just slowly get phased out of you and you don't even notice it happening.
- you eat lunch at your desk because the job is understaffed and you have too much to do. that "1 hour break" they sold you doesn't exist.
- you leave the house at 7. you get home at 6. you are physically and mentally exhausted. this is a "good" day.
- yo