Strike Unveils Bitcoin Loans With 45% LTV and No Liquidation Risk, APR 10.7%-14.2%

STRIKE14.13%
BTC-2.87%
Strike has launched a new Bitcoin-backed loan product designed to eliminate forced liquidations even during sharp market declines, according to CEO Jack Mallers. The product offers a maximum 45% loan-to-value ratio with six-month terms and interest rates ranging from 10.7% to 14.2%—approximately 2.95 percentage points higher than Strike's standard Bitcoin loans. While Bitcoin price movements alone will not trigger collateral liquidation, borrowers must meet repayment obligations on time or risk losing their collateral. The new offering addresses a critical pain point: during the 2025 bear market following the product's May 2025 launch, Bitcoin fell approximately 54%, triggering widespread liquidations across the lending sector.
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