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South Korea Launches Post Office Pilot Offering Personal Loans from Four Major Banks Starting July 20

2026-07-09 05:44:19

According to Korea's Financial Services Commission, starting July 20, 20 post offices across six regions will pilot a bank agency service enabling customers to compare and apply for personal loans and policy-backed lending products from KB Kookmin, Shinhan, Woori, and Hana Bank. The service consolidates eight loan products into a single platform, addressing access challenges for residents in underserved areas. Banks will provide an average 0.2% rate discount on approved loans. The pilot phase initially covers personal credit loans; the Financial Services Commission plans to expand product offerings based on trial results.

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