Businesses are rapidly adopting stablecoins for international payments, with stablecoins accounting for 86% of crypto payments platform Paybis' transaction volume in April 2026, according to a report released during the Money20/20 Europe conference in Amsterdam. The surge represents a significant increase from 12% in July 2023, driven by businesses seeking efficient cross-border transaction solutions and treasury management tools. The shift reflects a broader transformation in the digital asset industry, where enterprises are moving beyond viewing stablecoins as speculative crypto assets and instead adopting them as practical payment instruments for international business operations.
Paybis Reports 86% Stablecoin Transaction Volume in April 2026
Paybis reported that stablecoins accounted for 86% of the company's total crypto transaction volume in April 2026, compared to just 12% in July 2023. The platform recorded total stablecoin volume of $2.81 billion in May 2026. Activity between January and April grew by 135% compared to the same period a year earlier. The report revealed that 22.5% of surveyed businesses either already use stablecoins for international payments or plan to implement them in the next 12 months.
B2B Transactions Represent 97.8% of Stablecoin Volume
Business clients are driving the majority of stablecoin growth on the Paybis platform. B2B transactions represented 96.9% of all stablecoin volume in 2025 and increased to 97.8% during the first four months of 2026. The data indicates that business-to-business transactions, rather than retail cryptocurrency trading, now dominate stablecoin activity on the platform.
Digital Goods Sector Leads B2B Stablecoin Adoption Since April 2024
The Digital Goods sector accounted for the largest share of B2B stablecoin volume since April 2024, according to Paybis data. Virtual Assets Businesses, Technology companies, Retail and E-commerce firms, and Financial Technology providers followed as leading adopters. These sectors require fast and efficient international settlement, making stablecoins an attractive alternative to traditional banking systems.
Survey Identifies Knowledge Gaps in Settlement Times and Transaction Costs
The report found that knowledge gaps remain among businesses regarding stablecoin operations. Survey respondents showed differing expectations regarding settlement times and transaction costs. More than half of respondents believed stablecoin transfers settle instantly, while others expected transfers to take up to a day. Opinions on transfer fees varied, even though actual stablecoin transaction costs are often below 1%. Paybis executives stated that adoption will depend on improving the payment infrastructure surrounding stablecoins, including easier access to banking services, payment rails, and regulatory-compliant on-ramp and off-ramp solutions.
FAQ
What percentage of Paybis' transaction volume did stablecoins represent in April 2026?
Stablecoins accounted for 86% of Paybis' crypto transaction volume in April 2026, up from 12% in July 2023.
How much stablecoin volume did Paybis record in May 2026?
Paybis recorded total stablecoin volume of $2.81 billion in May 2026, with activity between January and April growing by 135% compared to the same period a year earlier.
Which business sectors are leading stablecoin adoption for payments?
The Digital Goods sector accounted for the largest share of B2B stablecoin volume since April 2024, followed by Virtual Assets Businesses, Technology companies, Retail and E-commerce firms, and Financial Technology providers.
