🚨 XRP Ledger is proposing a design change aimed at eliminating one of DeFi’s biggest attack vectors: flash loans.

The timing is interesting.

Over the past few months, several major exploits across DeFi have relied on flash loans to manipulate liquidity, oracle pricing, or collateral systems, causing hundreds of millions in losses.

XRPL’s approach is different.

Instead of building DeFi around the same architecture used by Ethereum-based protocols, parts of the XRP Ledger ecosystem are exploring designs that reduce or remove the conditions that make flash loan attacks possible.

The bigger story isn’t just security.

It’s architecture.

Most chains focus on adding more DeFi features.

XRPL is increasingly focusing on which features should exist in the first place.

As institutional adoption and tokenized assets grow on-chain, the market may start valuing security, predictability, and infrastructure resilience as much as composability.

The next phase of DeFi competition may not be about who has the most applications.

It may be about who has the safest financial rails.

$XRP ‌